The National Association of Personal Financial Advisors has facilitated the development of an Individual Disability Insurance Program for its members. Members age 60 and under have the option of choosing Disability Income (insures your earnings), DI Retirement Security (insures your retirement savings), and/or Overhead Expense (pays the fixed expenses of your business). The coverage is offered to you at discounted rates and the coverage is available Modified Guaranteed Issue. All of these policies are issued by Principal Life, an A+ rated insurance company.
To view a copy of Program Announcement Letter distributed by NAPFA, including a brief summary of the program highlights, click here.
For a premium quote and complete summary of policy benefits, click REQUEST A QUOTE or call Disability Specialists Inc. (DSI), at 888-279-8348 (7:00am – 4:00pm Mountain Time) and identify yourself as a NAPFA member.
Secura Consultants (formerly MDP Consultants and now merged with Secura Consultants to be one) worked to develop this program so that NAPFA members had a second option when it came to disability income protection through the association. Secura Consultants is a NAPFA Resource Partner who provides financial advisors with fiduciary level review, consultation, and placement of life, disability and long-term care solutions. Whether the risk is a premature death, the inability to work due to poor health, or the need for extended care, Secura Consultants provides in-depth risk management with a fiduciary standard of care. They use the fiduciary standards as a guide to how they conduct business – assuring that advisors have independent access to insurance products and clients receive the education, analysis, and recommendations needed to make informed and documented decisions, all in the client’s best interest.