Benefits Partner

Individual Non-Cancelable Disability Income Insurance Program for CPS Insurance Services Select Financial Advisors

CPS Insurance Services has facilitated the development of two Individual Disability Insurance Programs for its financial advisors.

  1. Financial advisors age 60 and under have the option of choosing Disability Income (insures your earnings), DI Retirement Security (insures your retirement savings), and/or Overhead Expense (pays the fixed expenses of your business). The coverage is offered to you at discounted rates, you share in the commission and the coverage is available Modified Guaranteed Issue.  All of these policies are issued by Principal Life, an A+ rated insurance company.
  2. Lloyd's of London, through Hanleigh Management Inc., Lloyd's correspndent, is offering up to $2,000,000 of disability coverage MGI to financial advisors under age 65, and up to $1,000,000 MGI to your clients.  There are two ways to design the program, a one-time lump sum payment or a combination of monthly benefit followed by a lump sum payment.  Click on the “Lloyd's of London” link to view the details of the program and how to obtain quotes for your clients.

To view a copy of the Program Announcement Letter distributed by CPS Insurance Services, including a brief summary of the program highlights, click here.

Disability Specialists Inc. (DSI) is the CPS Plan Administrator for all specialized Disability Programs.  For a premium quote and complete summary of policy benefits, click »REQUEST A QUOTE or call DSI, at 888-279-8348 (7:00am – 4:00pm Mountain Time) and identify yourself as a CPS Insurance Services financial advisor.

In addition to administering all aspects of this special disability program for you, DSI can work directly with your clients to help them design the most effective disability program based on their individual needs and circumstances.  To review how to do joint work with DSI and to find out how working with DSI can eliminate a potential E+O risk for you, click How to Refer Your Clients to DSI.