Individual Non-Cancelable Disability Income Insurance Program for American Agents Alliance Members
American Agents Alliance and CPS Insurance have facilitated the development of two Individual Disability Insurance Programs for its members.
- Members age 60 and under have the option of choosing Disability Income (insures your earnings), DI Retirement Security (insures your retirement savings), and/or Overhead Expense (pays the fixed expenses of your business). The coverage is offered to you at discounted rates, you share in the commission and the coverage is available Modified Guaranteed Issue. All of these policies are issued by Principal Life, an A+ rated insurance company.
- Lloyd's of London, through Hanleigh Management Inc., Lloyd's correspndent, is offering up to $2,000,000 of disability coverage MGI to members under age 65, and up to $1,000,000 MGI to your clients. There are two ways to design the program, a one-time lump sum payment or a combination of monthly benefit followed by a lump sum payment. Click on the “Lloyd's of London” link to view the details of the program and how to obtain quotes for your clients.
To view a copy of the Program Announcement Letter distributed by American Agents Alliance, including a brief summary of the program highlights, click here. To review a more detailed summary of the policy benefits click on the product links on the left side of your screen.
Disability Specialists Inc. (DSI) is CPS’ disability plan administrator for these special disability programs, and will be handling all of the program administration. To receive premium quotes for yourself and a complete summary of policy benefits, click »REQUEST A QUOTE or call DSI at 888-279-8348 (7:00am – 4:00pm Mountain Time) and identify yourself as an American Agents Alliance member.